Tips from Jewelers Mutual: What to do Before You Travel With Jewelry

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The holiday season is just around the corner, which for most, includes trains, planes, and automobiles. No matter what your mode of transportation may be, you are probably planning to take a few pieces of fine jewelry along for the ride.

Jewelers Mutual Insurance Company has a handy checklist of six to-dos to help safeguard your jewelry throughout your journey. Learn more by reading their blog, Traveling with Jewelry: What to Do Before You Leave.

Art Deco: Striking, Bold & Dramatic

By Isabelle Corvin, Certified Gemologist (CG)
Staff Gemologist at Panowicz Jewelers

Jewelry trends change over time, influenced by the factors that make up life. Designs wax and wane in popularity, often cycling through many times as resurgences.

There is a strong emphasis in modern jewelry designs of this period reminiscent of the Art Deco movement. Angles, striking and sharp. Colors, bold and dramatic. Shapes, odd and thought-provoking.

Art Deco is steeped in international history, and to learn more about the modern trends, we’ll have to step back in time…

It was the Roaring Twenties.

A time of economic prosperity and technological advancement, a time of jazz and a celebration of life.

The shadow of war has passed, and the world is recovering, and growing.

The place is Paris, the most romantic city in the world.

This is the era that Art Deco was born from.

Armadani

Pink sapphire diamond pave mosaic ring by Armadani, featuring French cut pink sapphires and round brilliant diamonds.

In 1925, the International Exposition of Modern Industrial and Decorative Arts took place in Paris, France, and marked the start of the Art Deco movement. The movement would continue up until the start of the Second World War, but would have a resurgence in popularity in the 1960s and again in the 1980s, thanks to a book published on the subject in 1968, and then to the rise of graphic design in the late 80s.

Where most design movements rose out of political or religious intentions or stresses, Art Deco was simply artistic.

The movement inspired clothing, architecture, art and of course, jewelry.

Unlike its predecessor, Art Nouveau, with its more whimsical, light designs, Art Deco was all about lines, interesting shapes and a modern flair.

Mastoloni

These timeless pearl and diamond Fan Earrings by Mastoloni, are part of the Deco Collection.

The inspiration for Art Deco came from advancing technologies and living life to the fullest. The world was speeding up, and this contributed to the modern feel of the movement. During this period, many famous archaeological finds took place, including excavation of King Tut’s tomb. Ancient influences, especially from Aztec and Egyptian cultures, can be seen in many Art Deco pieces, and the contrast between the geometrical shapes and ancient motifs creates a fanciful and unusual style.

Platinum was “discovered” during this period as well, and was used in many Art Deco pieces along with the finest of gems including blue sapphires, bright emeralds, and stunning rubies. Diamonds were also widely seen, set as both facial points and accents. Many opaque stones were popular as well; Carnelian, lapis, turquoise and black onyx.

Gemstones were cut into interesting shapes such as trapezoids and octagons, elongated rectangles and squares, sometimes with rounded corners. The cutting of these stones was often done wasting quite a bit of rough, but that just showed the lavish nature of the era.

Glass and new plastics were also very popular substances to use in jewelry and art, as well as non-precious metals like titanium and aluminum.

The jewelry was large and was made to draw attention. Straight lines, cubes, and chevrons, along with structured curves, all mixed together to create a jumbled, yet beautiful, style.

Necklaces, pendants, bracelets, rings, brooches, and earrings were all made in the style of Art Deco, with an emphasis on being bold.

Art Deco is an expression of functionality, elegance and a passion for life.

UniqueSettingsNY

Unique Settings of New York presents their custom Art Deco-inspired designs. The ring above is 14K white gold with a 1.00 CT center stone, and 0.30 tcw in side diamonds.

Just like in the past, the current atmosphere in the USA is one of hopeful growth; the economy is recovering slowly from a recent recession. The tinges of the last war are fading from memory. The world is advancing at a fast pace, with emerging technologies and ideas.

The similarities of past and present are surprising, lending a hand to the new geometric shapes emerging from top designers.

A revival of Art Deco is in the air, with the classic looks from the past mingling with a new take on the movement. There’s never been a better time to add a striking and unique piece of wearable art to your collection!

joshuaj

The drama of the Art Deco period comes to life in this beautiful bracelet by Joshua J. Fine Jewelry. It features an Old European cut center diamond, with a splash of green emeralds for accent.

 

 

 

Tips from Jewelers Mutual: How Jewelry Insurance Works

Jewelry is a unique case when it comes to finding the value because it doesn’t depreciate the same way as a house or car. There are many insurance policy options out there, but it’s important to choose the one that works best for you.

Jewelers Mutual Insurance Company explains how jewelry insurance handles a replacement policy versus a traditional reimbursement. Learn more by reading their blog, How Jewelry Insurance Works: Replacement vs. Reimbursement.

 

 

Getting Real About Jewelry Insurance: Three Customer Stories

By Chelsea Drusch, Jewelers Mutual Insurance

That feeling of dread that trickles down through your body, starting in your throat and traveling down to the pit of your stomach …

Amy-Testimonial-crop_1Imagine hearing the sickening crack of metal breaking in half and reaching down to feel a jagged edge, immediately realizing your wedding band just snapped in two. You’re now overcome with a secondary wave of dread as you envision the ensuing battle with your insurance company.

This was Ann’s story, a Jewelers Mutual policyholder, and her initial reaction when knowing she’d need to make a claim.

Recreating Ann’s Ring

After her jeweler examined the ring and reported the damage irreparable, Ann said she was certain she was in for a long, drawn-out fight with her insurance. She was sure there would be disagreement on the ability to repair the ring.

Ann was, in her words, “100% thrilled at how the claims process went.” Jewelers Mutual agreed with her jeweler’s assessment and approved the re-creation of her ring.

“I was expecting a hassle and for things to take a long time. I was pleasantly surprised on both. Your employees were kind, compassionate and professional. Calls were answered quickly and I didn’t get different answers from different people. Getting a diamond back on my finger was amazingly fast.”

The Unique Cut of Jay’s Diamond

Both Ann and Amy owned traditional jewelry and their fears were directed toward the insurance process itself. Jay, on the other hand, had a more unique concern:

“The lost diamond was a very unique cut and it was difficult for our jeweler to find a replacement. [Jewelers Mutual] insisted that the replacement be the exact same cut and had a stone specifically cut for us.”

Challenging the Misconceptions

At Jewelers Mutual, we understand the common misconceptions of insurance, and we strive to combat them by offering a truly remarkable experience for our customers.

Because we are passionate about and dedicate ourselves to insuring only jewelry, we are able to appreciate Ann’s jeweler’s assessment of her irreparable ring and recognize the unique nature of Jay’s diamond.

From our coverage to policyholder benefits and jewelry care and safety tips, you can expect a stellar experience from the moment you become part of the Jewelers Mutual family.

Just ask Ann, Amy, Jay, and our other policyholders who share thanks for their Jewelers Mutual jewelry insurance.

If you have your own stellar Jewelers Mutual experience, please share it with us.

Tips from Jewelers Mutual: End-of-Summer Jewelry To-Do List

Sunscreen, chlorine, and travel are the quintessential elements of summer that put fine jewelry at risk. But now that the sun is setting on summer, it’s time to give your precious gems and metals some extra attention.

Learn more in this blog by Jewelers Mutual Insurance Company, 5 End-of-Summer Jewelry Care Tips to Keep Your Sparklers Shining.

Tips from Jewelers Mutual: When Not to Wear Your Wedding Ring This Summer

We love summer! The season tempts us to let those gorgeous gemstones sparkle in the sunshine, and it’s especially an attractive way to dress up bare skin. But don’t forget that the harsh chemicals in much-needed sunscreen, and the chlorine in the refreshing pool, are harmful to fine jewelry. While you’re having fun in the sun, you run the risk of ruining your jewelry—or even worse, losing it!

Jewelers Mutual Insurance Company offers the following tips on how to keep your jewelry safe during this active season. Learn more by reading their blog, When Not to Wear Your Wedding Ring This Summer.

The Benefits of Jewelry Appraisals

By Phillip Bosen, CGA and Director of Business Development at Von Bargen’s Jewelry

A critical step in protecting and preserving the value of your jewelry is getting an updated appraisal on a regular basis. In fact, if the most recent appraisal of your jewelry took place five or more years ago, it’s time to get a new appraisal.

You may be asking what a jewelry appraisal does for you. The obvious answer is that an appraisal sets a value for your jewelry. And with today’s roller-coaster values for gold, platinum, silver and gemstones, knowing what your jewelry is worth can save you heartache later if your jewelry is lost or stolen.

The appraisal provides basic information most insurance carriers need to offer coverage for your jewelry. The updated value, along with the detailed description provided by an appraisal, will help smooth your settlement process if you were to suffer a loss.

Another appraisal benefit is having an updated assessment of your jewelry’s condition. Over time, prongs, clasps, settings and even stones can become loose or damaged. The review of your jewelry by a professional can help mitigate a possible loss by drawing to your attention any minor damage so an item can be repaired.

Now that I’ve convinced you to get an appraisal, who should you go to and what should it contain? The first choice for your appraisal should be a jeweler you trust. They should have the credentials necessary to do an appraisal, such as a Certified Gemologist Appraiser (CGA) from the American Gem Society, and/or be a member of one of the appraisal societies that dictate ethical appraisal practices. You may already have a grading report from AGS or another lab. These reports are used to verify the quality and authenticity of gemstones or diamonds, but do not establish value.

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Your jewelry appraisal should contain:

  • Your name and address
  • Type of jewelry
  • What is the jewelry item made of?
  • What type of gemstones are used?
  • How are the stones graded?
  • How is it designed or fashioned?
  • Condition of the item being appraised
  • Color photograph
  • Current precious metal values
  • Manufacturer, origin, or designer
  • Purpose of the appraisal (example: for insurance purposes)
  • Credentials of the appraiser
  • Signed and dated by the appraiser

Phillip Bosen is the Director of Business Development at Von Bargen’s Jewelry and the only Certified Gemologist Appraiser in Vermont.

To find a CGA or ICGA in your area, click here.

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