Tips from Jewelers Mutual: The One Thing Your Homeowners Insurance Won’t Cover

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Did you know that typical homeowners or renters policies often do not provide effective coverage for your jewelry? They’ll protect what most policies cover, which is theft or fire, but the coverage limit is likely not enough to fully cover the cost to repair or replace one piece of fine jewelry if you need to. What about other occurrences that may happen while you’re at home, like dropping a diamond earring down the drain or chipping a gemstone on a countertop? Do you have the appropriate jewelry insurance?

Jewelers Mutual Insurance Group discusses the limits of a homeowners insurance policy, how best to protect your jewelry, and how to get jewelry insurance in their blog, The One Thing Your Homeowners Insurance Won’t Cover.

Jewelers Mutual Presents: Your Birthstone Guide

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There’s something about birthstones that creates fascination, whether the focus is on their history and lore, or the emotional connection an individual may have with their birth month’s gem(s). In fact, the most searched topic on the American Gem Society website is “birthstones.”

Jewelers Mutual Insurance Group, in collaboration with the American Gem Society, has created a handy, go-to guide for birthstones. The guide features interesting facts about each birthstone and how to care for them. Click here to learn more!

Tips from Jewelers Mutual: Does Insurance Cover Ring Resizing?

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Like your favorite pair of shoes, a perfect fitting ring is comfortable and reliable. Having an ill-fitted ring fly off at an inopportune time—like down the drain at a public bathroom or through the wooden boards of a pier— is not something anyone wants to have happen!

Will insurance cover resizing your ring? It’s information you ought to know! Jewelers Mutual Insurance Group answers this question. Click here to read their article.

Tips from Jewelers Mutual: 5 Real Proposal Stories With All the Feels

Marriage Proposal. Man With Boquet Of Flowers Kneeling And GiveDid you know there is an actual day created for those who have patiently waited for their intended to pop the question? It’s called National Proposal Day, which took place on March 20.

But you don’t need a singular date on the calendar to tell you when to propose or be proposed to. The most romantic proposals happen when you least expect it!

Jewelers Mutual Insurance Group spoke to new brides and asked them to share their engagement stories. Click here to read their favorites. Who doesn’t love a good story, especially when it’s romantic?

Tips from Jewelers Mutual: Compare Ten Diamond Shapes by Carat Weight

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You’ve heard about lucky brides getting a 5-carat diamond ring. Just how large is that though? What do five carats look like?

Download the Diamond Carat Size Chart by Jewelers Mutual Insurance Group. It will give you a visual comparison of ideal cut diamonds in the ten most popular shapes. It also lists the actual diameters of each diamond. Click here to download your own copy!

Tips from Jewelers Mutual: 3 Major Jewelry Bloggers Share Their Travel Secrets

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Packing for any trip, whether work-related or for pleasure, can bring a tinge of anxiety to even the most seasoned traveler. What’s going to be comfortable and doesn’t need ironing? What’s the weather going to be like? How much can I fit into one silly carry-on? What jewelry should I bring?

To answer this last question, Jewelers Mutual Insurance Group asked a few jewelry lovers—who are also regular travelers—their advice on what to bring and what to leave at home. Click here to read their blog, 3 Major Jewelry Bloggers Share Their Travel Secrets.

Tips from Jewelers Mutual: Where to Keep the Engagement Ring Before Proposing

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One of the biggest (and exciting) decisions you’ll make in your life is to propose marriage. The two of you have discussed your plans, covered all your bases, and you’ve purchased the ring. Now you get to plan the really fun part: the official proposal!

But where can you safely keep the ring in the meantime? Jewelers Mutual Insurance Group has the answer in their article, Where to Keep the Engagement Ring Before Proposing.

Tips from Jewelers Mutual: Who Insures the Engagement Ring, Bride or Groom?

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Today, we are lucky to have the ability to insure both our meaningful and much-needed valuables. Who would have thought that one day, we would insure our phones!

This same rule-of-thumb (or rule-of-ring-finger, in this case) should be applied to an engagement ring. From the day it’s purchased, to that special moment it’s placed on your beloved’s finger, anything could happen.

We’ve all seen those nightmarish videos of an engagement ring dropping into the ocean, falling off a bridge, or being left behind in lost luggage. But who is supposed to handle the insurance, the bride or groom?

Jewelers Mutual Insurance Group has the answer to this question! Be sure to read their article, Who Insures the Engagement Ring, Bride or Groom?

Tips from Jewelers Mutual: What Does Jewelers Mutual Cover?

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What is the purpose of insuring your fine jewelry? If your ruby earring went down the shower drain, an heirloom necklace disappeared from your dresser, or you accidentally cracked the center stone of your engagement ring—that’s when having jewelry insurance will bring you peace of mind. It’s good to know you’re protected!

This informative article from Jewelers Mutual Insurance Company will give you a clear idea as to what their jewelry insurance policy covers. Click here to read more!

Tips from Jewelers Mutual: How to Ship Jewelry, According to Loss Prevention Experts

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Until the day transporters—like those used in Star Trek—become a reality, sending our valuable items over a great distance still requires shipping. How can this be done safely, discretely, and with peace of mind?

We’ve found the best advice comes from the loss prevention experts at Jewelers Mutual Insurance Company. They’ve provided eight steps to take in order to ensure your items arrive securely and intact. Click here to read their article,  How to Ship Jewelry, According to Loss Prevention Experts.