Did you know that typical homeowners or renters policies often do not provide effective coverage for your jewelry? They’ll protect what most policies cover, which is theft or fire, but the coverage limit is likely not enough to fully cover the cost to repair or replace one piece of fine jewelry if you need to. What about other occurrences that may happen while you’re at home, like dropping a diamond earring down the drain or chipping a gemstone on a countertop? Do you have the appropriate jewelry insurance?
Wearing jewelry to complement an outfit is often a fashion must. We try not to leave home without it! Even when traveling, we want to bring a few special pieces along for the trip, especially engagement rings and wedding bands.
Whether traveling for business or pleasure, there are some hazards to be mindful of when traveling with fine jewelry. Jewelers Mutual Insurance Group has a how-to guide on how to avoid such hazards and to give you peace of mind during your journey. Click here to read their article.
When you become engaged, you have so much to plan for! It’s a healthy mix of love, excitement, and anticipation for what has yet to come. And now that you have purchased the engagement ring, do you have plans to insure it?
Jewelers Mutual Insurance Group has created an informative (and fun) flowchart to help you decide whether to insure or not to insure. Click here to learn more!
There’s something about birthstones that creates fascination, whether the focus is on their history and lore, or the emotional connection an individual may have with their birth month’s gem(s). In fact, the most searched topic on the American Gem Society website is “birthstones.”
Jewelers Mutual Insurance Group, in collaboration with the American Gem Society, has created a handy, go-to guide for birthstones. The guide features interesting facts about each birthstone and how to care for them. Click here to learn more!
“Summer, summer, summertime / Time to sit back and unwind.” – DJ Jazzy Jeff & The Fresh Prince, Summertime
As thoughts of summer vacation drift through our heads, so does the ultimate question: “What am I going to pack?!” Whether you’re traveling overseas, across states—or even planning a staycation—it’s good to have a plan.
Although we’d love to help you pick out your various outfits and toiletries—they aren’t our area of expertise. But we CAN give you some great ideas on what jewelry to bring with you.
It’s often a challenge deciding which items of jewelry to take, depending on the outfits you pick. But it’s important to note that it’s best to leave the most valuable and delicate pieces at home. Before you pack, we have this recommended read from Jewelers Mutual Insurance Group: The Pocket Guide to Traveling with Jewelry.
Yet, no outfit is complete without the punctuation of fine jewelry. Here are five pieces from a few of our AGS members that would make great travel companions! Click on the images below to get a closer look.
“Caprice” multiway diamond eclipse earrings, by Mastoloni.
When you can bring one pair of earrings and wear them three different ways, you’re covered! Wear as a dangle, as a diamond and pearl stud, or wear the pearl by itself.
Wide diamond band from Gabriel & Co. “Lusso” collection.
A diamond band with alternating 14k yellow and white gold gives the illusion of wearing multiple rings. Easy peasy!
Two-piece convertible diamond heart pendant, by Lisa Bridge, Ben Bridge Jeweler. This romantic pendant is convertible and can be worn three ways: with both diamond pavé and heart pieces together, or either the center circle or heart frame separately.
Rainbow sapphire butterfly brooch, by Dilamani.
A brooch you say? You bet! Dress up any top, scarf, hat—or even a hairstyle—with a brooch. A brooch can also be turned into a pendant with the addition of a chain. So many style options!
Custom reversible classic chain bracelet, by John Hardy.
Here’s another “gem” we found: one bracelet with two looks! John Hardy gives you the opportunity to customize your own chain bracelet with any gemstone look. Below is the combo we designed. The 18k bonded gold side sparkles with diamond pavé. The sterling silver side has a pop of color with amethyst. Which look would you create for yourself?
Like your favorite pair of shoes, a perfect fitting ring is comfortable and reliable. Having an ill-fitted ring fly off at an inopportune time—like down the drain at a public bathroom or through the wooden boards of a pier— is not something anyone wants to have happen!
Will insurance cover resizing your ring? It’s information you ought to know! Jewelers Mutual Insurance Group answers this question. Click here to read their article.