Tips from Jewelers Mutual: Who Insures the Engagement Ring, Bride or Groom?

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Today, we are lucky to have the ability to insure both our meaningful and much-needed valuables. Who would have thought that one day, we would insure our phones!

This same rule-of-thumb (or rule-of-ring-finger, in this case) should be applied to an engagement ring. From the day it’s purchased, to that special moment it’s placed on your beloved’s finger, anything could happen.

We’ve all seen those nightmarish videos of an engagement ring dropping into the ocean, falling off a bridge, or being left behind in lost luggage. But who is supposed to handle the insurance, the bride or groom?

Jewelers Mutual Insurance Group has the answer to this question! Be sure to read their article, Who Insures the Engagement Ring, Bride or Groom?

Tips from Jewelers Mutual: What Does Jewelers Mutual Cover?

Jewelry box with white gold and silver rings, earrings and penda

What is the purpose of insuring your fine jewelry? If your ruby earring went down the shower drain, an heirloom necklace disappeared from your dresser, or you accidentally cracked the center stone of your engagement ring—that’s when having jewelry insurance will bring you peace of mind. It’s good to know you’re protected!

This informative article from Jewelers Mutual Insurance Company will give you a clear idea as to what their jewelry insurance policy covers. Click here to read more!

Tips from Jewelers Mutual: Ring Appraisal—What You Need to Know for Insurance

Jeweler looking at the ring through microscope in a workshop.

When it comes to receiving a ring—whether you are newly engaged, celebrating a birthday, toasting an anniversary, or treasuring an heirloom—you’re probably not thinking about insurance.

When you procure something so precious, for peace of mind, you should consider protecting it. An important step to insuring your ring is to have it appraised.

In the following article, Jewelers Mutual Insurance Company covers the most common misconceptions of ring appraisal, tips for getting a good appraisal, and why they are so important. Click here to read more.

Tips from Jewelers Mutual: When and How to Make a Ring Smaller Without Resizing

Diamond Ring

To resize or not to resize, that is the question. Our bodies do go through occasional changes, whether it’s due to the weather or other circumstances. But should you rush out to get your ring resized?

Jewelers Mutual Insurance Company shares some great advice on temporary solutions in their latest blog, When and How to Make a Ring Smaller Without Resizing.

Tips from Jewelers Mutual: An Illustrated Guide to Engagement Ring Insurance

wedding engagement with diamond ring

Why should you insure your engagement ring? Doesn’t homeowners insurance—or the jewelry store’s warranty—cover it? Who has the time to figure all of this out?

Jewelers Mutual Insurance Company—with the help of Wedding Inspirasi—created an excellent infographic to help break down what’s covered with specialized jewelry insurance in comparison to other options.

Wouldn’t it be wonderful if all the complex information in our lives were broken down into one user-friendly image?

Learn more by reading Jewelers Mutual’s blog, An Illustrated Guide to Engagement Ring Insurance.

Tips from Jewelers Mutual: Should You Sleep with Your Engagement Ring On? [QUICK TIP]

Diamond Ring

Whether you’re recently engaged or have been wearing your engagement ring for decades, is it okay to sleep with it on? The day it was placed on your ring finger was one of your happiest, so why would you want to remove it? What damage could you possibly cause while sleeping?

Consider these tips from Jewelers Mutual Insurance Company by reading their blog article, Should You Sleep with Your Engagement Ring On? [QUICK TIP].

Tips from Jewelers Mutual: How to Clean & Care for Your Diamond Engagement Ring

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Diamond engagement ring by Royal Asscher.

If you store your fine jewelry safely, clean it regularly and take it to the jeweler to be inspected when you can, it will likely stay in excellent condition.

Diamond engagement rings, however, require special consideration.

Fine jewelry often stays in storage until a special occasion comes along that calls for its glittering presence. Given that most engagement rings are worn daily, additional cleaning and care habits should be ingrained in order to have a diamond that really lasts forever.

Jewelers Mutual used their 100-plus years of jewelry protection expertise to create a guide specifically filled with time-tested advice for diamond engagement ring wearers. Get your free guide here: How to Clean & Care for Your Diamond Engagement Ring. Your beautiful diamond will thank you.