Tips from Jewelers Mutual: Ring Appraisal—What You Need to Know for Insurance

Jeweler looking at the ring through microscope in a workshop.

When it comes to receiving a ring—whether you are newly engaged, celebrating a birthday, toasting an anniversary, or treasuring an heirloom—you’re probably not thinking about insurance.

When you procure something so precious, for peace of mind, you should consider protecting it. An important step to insuring your ring is to have it appraised.

In the following article, Jewelers Mutual Insurance Company covers the most common misconceptions of ring appraisal, tips for getting a good appraisal, and why they are so important. Click here to read more.

Tips from Jewelers Mutual: When and How to Make a Ring Smaller Without Resizing

Diamond Ring

To resize or not to resize, that is the question. Our bodies do go through occasional changes, whether it’s due to the weather or other circumstances. But should you rush out to get your ring resized?

Jewelers Mutual Insurance Company shares some great advice on temporary solutions in their latest blog, When and How to Make a Ring Smaller Without Resizing.

Tips from Jewelers Mutual: An Illustrated Guide to Engagement Ring Insurance

wedding engagement with diamond ring

Why should you insure your engagement ring? Doesn’t homeowners insurance—or the jewelry store’s warranty—cover it? Who has the time to figure all of this out?

Jewelers Mutual Insurance Company—with the help of Wedding Inspirasi—created an excellent infographic to help break down what’s covered with specialized jewelry insurance in comparison to other options.

Wouldn’t it be wonderful if all the complex information in our lives were broken down into one user-friendly image?

Learn more by reading Jewelers Mutual’s blog, An Illustrated Guide to Engagement Ring Insurance.

Tips from Jewelers Mutual: Should You Sleep with Your Engagement Ring On? [QUICK TIP]

Diamond Ring

Whether you’re recently engaged or have been wearing your engagement ring for decades, is it okay to sleep with it on? The day it was placed on your ring finger was one of your happiest, so why would you want to remove it? What damage could you possibly cause while sleeping?

Consider these tips from Jewelers Mutual Insurance Company by reading their blog article, Should You Sleep with Your Engagement Ring On? [QUICK TIP].

Tips from Jewelers Mutual: How to Clean & Care for Your Diamond Engagement Ring

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Diamond engagement ring by Royal Asscher.

If you store your fine jewelry safely, clean it regularly and take it to the jeweler to be inspected when you can, it will likely stay in excellent condition.

Diamond engagement rings, however, require special consideration.

Fine jewelry often stays in storage until a special occasion comes along that calls for its glittering presence. Given that most engagement rings are worn daily, additional cleaning and care habits should be ingrained in order to have a diamond that really lasts forever.

Jewelers Mutual used their 100-plus years of jewelry protection expertise to create a guide specifically filled with time-tested advice for diamond engagement ring wearers. Get your free guide here: How to Clean & Care for Your Diamond Engagement Ring. Your beautiful diamond will thank you.

Tips from Jewelers Mutual: Checklist to Find a Lost Ring

Jewelers Mutual Insurance Company offers a valuable checklist on the best steps to take when searching for a lost ring—or any piece of jewelry, for that matter. Whether you misplaced it at home, lost it in public, or somewhere in between, this checklist will be your guide and keep you focused.

Learn more by reading their blog,  Lost Ring? Follow These Steps [CHECKLIST].

Tips from Jewelers Mutual: How Jewelry Insurance Works

Jewelry is a unique case when it comes to finding the value because it doesn’t depreciate the same way as a house or car. There are many insurance policy options out there, but it’s important to choose the one that works best for you.

Jewelers Mutual Insurance Company explains how jewelry insurance handles a replacement policy versus a traditional reimbursement. Learn more by reading their blog, How Jewelry Insurance Works: Replacement vs. Reimbursement.