Tips from Jewelers Mutual: Ring Appraisal—What You Need to Know for Insurance

Jeweler looking at the ring through microscope in a workshop.

When it comes to receiving a ring—whether you are newly engaged, celebrating a birthday, toasting an anniversary, or treasuring an heirloom—you’re probably not thinking about insurance.

When you procure something so precious, for peace of mind, you should consider protecting it. An important step to insuring your ring is to have it appraised.

In the following article, Jewelers Mutual Insurance Company covers the most common misconceptions of ring appraisal, tips for getting a good appraisal, and why they are so important. Click here to read more.

Only My Diamond™ Makes Understanding the 4Cs Simple

Hearts On Fire

“Liliana” halo engagement ring by Hearts On Fire.

When you are making a diamond purchase, you want to know the story of the diamond, right? The more you know, the easier it is to make an informed decision.

That’s where a diamond grading report comes in. It’s just what it says it is: a report that grades the various qualities of diamonds.

AGS Laboratories Diamond Grading Reports take that analysis to the next level with Only My Diamond.

Only My Diamond is a mobile-friendly tool that provides an easy, quick and interactive way to understand a diamond’s grading report.

This user and mobile-friendly tool includes numerous features, all designed to explain the unique characteristics of your diamond. Some highlights of Only My Diamond are the interactive video of your exact diamond, as well as proprietary features from AGS Laboratories that help explain how your diamond performs in different lighting environments (which is at the root of a diamond’s sparkle!)

Share the story of your diamond with your friends and family.

Watch this quick video to learn how Only My Diamond works. Then ask your jeweler for Only My Diamond from AGS Laboratories. Click here to find a trusted, AGS credentialed jeweler.

Already have an Only My Diamond report? Click here to view your report. Enter your report number and the diamond’s carat weight in the fields provided.

If you don’t have Only My Diamond, why not take it for a test drive? Click here and enter 9999805 into the AGS number field and then enter .567 for the weight.

Tips from Jewelers Mutual: When and How to Make a Ring Smaller Without Resizing

Diamond Ring

To resize or not to resize, that is the question. Our bodies do go through occasional changes, whether it’s due to the weather or other circumstances. But should you rush out to get your ring resized?

Jewelers Mutual Insurance Company shares some great advice on temporary solutions in their latest blog, When and How to Make a Ring Smaller Without Resizing.

Cut to the Chase (Part 2)

Jewelry Tweezer And Diamonds

By John Carter, CGA, Jack Lewis Jewelers

Buying finished jewelry is so different than buying loose diamonds, mainly because our diamond buying is a year-long process. We are constantly searching for diamonds, whether it be something specific that a client has asked to see or just something that we need to meet our day-to-day inventory needs.

Because of this never-ending search for perfect diamonds, our ability to spot the good ones remains pretty sharp. I’ve always said that a really well-cut diamond has a sort of “it factor,” meaning after you’ve seen enough of them, you just know the special ones with a glance. When it takes your breath away—right away—that’s the one.

When I closed Part I of this blog, I promised you that we would discuss exactly what goes into making a diamond an AGS Ideal® cut. How do you tell the difference? And is it worth the extra money? I stressed out so much about living up to my promise that I reached out to my good friends at American Gem Society Laboratories to make sure I kept it all straight. So here we go:

What exactly is “cut” as it relates to diamonds? The American Gem Society (AGS) and AGS Laboratories say, “The cut of a diamond refers to how well the facets of a diamond interact with light, the proportions of the diamond, and the overall finish of the diamond.” (Source: americangemsociety.org/diamond-cut)

Facets, light interaction, proportions, and finish may seem like small things, but their influence on the beauty of a diamond is enormous. AGS makes it really easy to understand with their 0 to 10 grading system, with zero (0) being the highest cut grade (ideal) a diamond can receive and 10 being the lowest. However, this apparent simplicity is deceptive because it requires very careful analysis of all things that make up that diamond.

It used to be that diamonds were “cut graded” primarily by their proportions, but AGS revolutionized diamond grading in 2005 when they released their long-awaited Light Performance Cut Grading System.

This method uses patented software technology to measure the attributes that are most important to the beauty of your diamond: Brightness, Fire (spectral color), and Contrast. The combined impact of these factors is what breathes life into your diamond and makes it sparkle!  In other words, they are the secret ingredients of the “it factor” that I mentioned above.

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The AGS Grading Scale, based on a 0 to 10 scale, makes grades easier to understand;
0 means the cut grade is the best it can be.

Because every facet is considered, every cutting mistake and design flaw can impact the final Cut Grade. Consequently, the AGS Performance Cut Grade system is the most technologically advanced and scientifically rigorous system in the world and represents the highest standards in cut grading.

These ranges make it easier to understand, but I’ve seen more than my share of clients get caught up in these numbers, and they forget to ask themselves one thing: how does the diamond actually look? Is it bright and sparkly with a lot of life? Yes? Then don’t let one number encourage you to cast a pretty diamond onto the scrap pile.

What’s really cool from a gemologist’s point of view is that the same technology used to compute the Cut Grade also produces a color-coded image of the diamond which allows you to understand its light performance.

aset-pic-1

The above is called an ASET image. ASET stands for Angular Spectrum Evaluation Tool. (There will be a test later, haha.) For customers like you, this is a crucial piece of technology because it demonstrates the way light interacts with your diamond. It’s much easier to see and understand a diamond’s beauty through this image than to listen to a scientific explanation, right? We can show you your diamond’s ASET image right at Jack Lewis, and you can even snap a picture of it to carry around with you or share on social media.

Additionally, The ASET  shows the “optical symmetry” of your diamond. For example, in the image above, the eight symmetrical arrows prove that the diamond was cut with a high degree of craftsmanship and artistry.

The simple fact remains that while what we do isn’t the most complicated job on the planet, it really does take a scientific approach and an educated eye to do all of the above. A life spent in the diamond business can teach the right grader, gemologist, or diamond buyer the skills they need to be able to make proper decisions and assign the right grades which determines the right price.

The average consumer looking to find just the right diamond for the love of their life does not have the time to become an expert during their brief shopping experience. They can Google, research, and look at hundreds of diamonds, but they will still need to seek out a properly credentialed and trustworthy diamond professional to help them find what’s right for them. That’s the real dilemma when you’re looking for a jeweler isn’t it….trust?

I once had a client at the diamond counter who told me that Jack Lewis Jewelers was the 15th jewelry store he had visited! He was so confused and so frustrated with the process that he was almost in tears. I can understand why. One jewelry store will tell you one thing, and then another will explain it another way, and on top of it, they are all trying to sell you whatever is in front of them. Just about all of them mean well and are honest, but it can be a lot to process.

I asked if I could give him some advice and he reluctantly said, “Sure.”  I said, “Just stop. Stop looking. Pick the place that makes the most sense with as little sales talk as possible. Then trust that person to walk you through the process with an education along the way.” I went on to say that I hoped that was me, but if not, he needed to find the person he could most relate to and trust.

I could tell when I gave him that advice that I had lifted a great weight off of his shoulders. The process can be overwhelming and the diamond grading scale can be a large part of why. I understand that retailers don’t always do a good job of explaining the process, so it is really important to find one who takes the time to do just that. I’ve found it’s the best way to establish a relationship with my clients—and dare I say it—a friendship. I’m happy to say that client did choose me! This occurred over 10 years ago and over the course of a few years, he even sent me several of his friends.

You can see we’ve taken this from an explanation about Cut Grade to the importance of establishing a relationship with someone you can trust. My journey to this destination was no accident. So let’s cut to the chase: at some point, buying a diamond becomes a leap of faith, and Cut is the most complicated part of the buying process as well as being the most essential characteristic in determining beauty. I believe it’s an understatement to say that it pays off to have an expert help you with that part. And at Jack Lewis, we’re ready to walk you through it.


I want to thank my friends at the American Gem Society (AGS) and AGS Laboratories for helping me with this blog. In particular, Jason Quick, who is the Laboratory Director and a mad genius who understands diamonds in ways I can only imagine. Jason and the team at AGS are on the forefront in the jewelry industry because consumer protection is at the very heart of everything they do.

Like the young man in my story, I hope you also choose Jack Lewis Jewelers, but we realize we can’t sell everyone a diamond. If you’ve ever wondered how you can find a jeweler you can trust, start with us if you can…but if not, AGS has you covered. Visit Find a Jeweler at www.americangemsociety.org/find-a-jeweler, type in your zip code and visit a great store. Every retail member of the American Gem Society adheres to a strict code of ethics that help them remain dedicated to the education of their clients.

April is the Month of Brilliance

JeffreyDaniels

Jeffrey Daniels Unique Designs

The birthstone for April is a gem that’s near and dear to us. It’s the keystone of the American Gem Society logo, and they offer grading reports for this precious gem based on science and accuracy. We’re talking about diamonds.

Diamonds have been admired for centuries, and some historians estimate they were traded as early as four BC. One of the reasons it is so admired and valued is because of the process by which a diamond is formed well below the earth’s crust, then forced upward until it is uncovered. These natural forces are what make each and every diamond unique.

Part of the diamond grading process includes testing the diamond for clarity. This is when the lab determines the relative visibility of the inclusions in a diamond and their impact on the overall visual appearance. Inclusions are the internal or external flaws of the diamond which are a result of the tremendous heat and pressure a diamond is subjected to in its journey to the surface.

The gemologists in the AGS Laboratories have come across some very unusual and rare inclusions, which they call “Clarity Rarities.” Click here to see an example of their most recent find!

Diamonds come in several colors, including yellow, red, pink, blue, and green, and range in intensity from faint to vivid. Generally speaking, the more saturated the color, the higher the value.

AGS Laboratories only grades white diamonds and are the leaders in cut grade. Because of their proprietary light performance cut grade, diamond cutters understand how to cut a more beautiful diamond—which means you have more beautiful, sparkling options when shopping for diamonds!

This is why we love diamonds so much. Their beauty is endless and they never cease to amaze us. But enough talk about diamonds, let’s enjoy these gorgeous designs by some of our AGS members!

 

If you’re celebrating a birthday in April, a 60th anniversary (congratulations!), or love diamonds as much as we do, be sure to contact an AGS-certified jeweler near you. They’ll help you find the diamond of your dreams! And don’t forget to ask for an AGS Laboratories Diamond Grading Report. Accept no substitutes, and buy your diamond with confidence!

Could You Propose Without an Engagement Ring?

Man Making Proposal With Wedding Ring And Gift Box, Wedding ConcThe answer is, YES! It’s okay to think outside of the proverbial engagement ring box when it comes to popping the question. Picking the right engagement ring is a big decision and investment, putting a lot of pressure on the one proposing. They’re already feeling the stress of whether or not their heartfelt proposal will be jubilantly accepted.

But for those who don’t want to propose empty handed, AGS member, The Inspired Collection, has designed a creative and contemporary alternative: Wilshi – The Proposal Ring®. They have nine quality ring designs crafted from sterling silver and each comes in a hand-crafted wooden box.

“The idea came from chatting to lots of men and women who were wanting to plan a romantic surprise proposal but ended up proposing without a ring because they wanted their love to be a part of the selection process,” says Chris Benham, CEO of Inspired Jewellery Limited. “If he involved her in the selection process before the proposal then it would ruin the surprise. So we thought, let’s create a fun collection of rings that allowed him to make a surprise proposal and still drop down on one knee and surprise her.”

For your inspiration, here are a few of their beautifully designed rings:

Straight from the heart.
Wilshi® Heart Ring

Oceans of love.
Wilshi® Shell Ring

Shhh—it’s our little secret.
Wilshi® Secret Ring

Check out their website to see more designs, be inspired by the Wilshi® Epiphany story, and get some terrific proposal ideas!

Once the two of you are ready to shop for an engagement ring together, be sure to shop with a knowledgeable jeweler you can trust: an AGS credentialed jeweler. They will take the time to listen to your needs and help you pick out that perfect ring. Click here to find an AGS jeweler near you.

We wish you all the best this Valentine’s Day and may you and yours find the greatest happiness!

6 Jewelry Trends for 2017

By Jennifer Heebner

Directional colors and styles of jewelry shape up annually based on a trio of familiar factors—what’s trending in Hollywood, what the fashion designers are sending down the runways, and the gem material that Mother Nature provides. The following six jewelry trends were born from the intersection of these occasions, so keep them top of mind this year for gifts and self-rewards.

Oversize earrings. Calderesque versions in costume materials were evident on models at several spring couture shows though karat-gold numbers are an heirloom-quality choice. AGS members have plenty of options!

vivaan-yed345-slice-dia-ruby-drop-earrings-small-copy

Chandelier earrings in 18k gold with rose-cut diamonds and rubies from Vivaan.

 

Hearts. Love takes a literal interpretation next season. Just look at the word itself on sweaters by Michael Kors! While hearts can elicit mixed reactions—are they kitsch or cool?—know the fashion gods have committed to them this year. Would you wear a heart? Diamond options (here and below) are hard to resist!

setare

Ring in platinum with a heart-shaped yellow diamond, a heart-shaped emerald, and colorless diamonds from Setaré.

 

Choker necklaces. These continue to enjoy the spotlight. Both Céline and Versace sent choker-wearing models down the spring runways to create chic style messages. Chokers can feature traditional (think cameos) or contemporary elements ideal for wear dressed up for evening or down with denim during the day.

le-vian2

Choker necklace in 18k Strawberry Gold with Chocolate and Vanilla diamonds and a Neon Paraiba Tourmaline from Le Vian.

 

Mismatched earrings. These range from subtly mismatched styles—one stud and one drop—at Dior to completely different designs on each ear. And related to this trend of uneven mates are the large single earrings being worn solo. No matter how you wear the mismatched look, its novelty will attract attention and admirers.

ericacourtney

Mismatched earrings in 18k gold with diamonds from Erica Courtney.

 

Statement necklaces. Recent red carpet jewelry placements have fueled a growing appetite for attention-grabbing necklaces. Expect to keep seeing bibs, big pendants on long chains (think Givenchy’s über-cool agates), and multi-layer options that build a look by using many slimmer styles.

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Collar necklace in 18k gold with blue chalcedony from Goshwara.

 

Pearls. From natural-color Chinese freshwaters to Japanese Akoya and South Sea varieties, pearls are making a comeback among jewelry designers for their iconic beauty. Even fashion brands like Gucci worked pearl accents into 2017 lines, further cementing the lustrous orb’s must-have status.

likabehar_lyd-e-101-gdpe-1

Earrings in 24k gold with baroque-shape freshwater pearls and diamonds from Lika Behar Collection.

If you’re loving these trends, search for an AGS jeweler near you. They’ll help you find any of the above designs, match you with similar looks, or help you design your very own trend-setting style!