Tips from Jewelers Mutual: Ring Appraisal—What You Need to Know for Insurance

Jeweler looking at the ring through microscope in a workshop.

When it comes to receiving a ring—whether you are newly engaged, celebrating a birthday, toasting an anniversary, or treasuring an heirloom—you’re probably not thinking about insurance.

When you procure something so precious, for peace of mind, you should consider protecting it. An important step to insuring your ring is to have it appraised.

In the following article, Jewelers Mutual Insurance Company covers the most common misconceptions of ring appraisal, tips for getting a good appraisal, and why they are so important. Click here to read more.

Only My Diamond™ Makes Understanding the 4Cs Simple

Hearts On Fire

“Liliana” halo engagement ring by Hearts On Fire.

When you are making a diamond purchase, you want to know the story of the diamond, right? The more you know, the easier it is to make an informed decision.

That’s where a diamond grading report comes in. It’s just what it says it is: a report that grades the various qualities of diamonds.

AGS Laboratories Diamond Grading Reports take that analysis to the next level with Only My Diamond.

Only My Diamond is a mobile-friendly tool that provides an easy, quick and interactive way to understand a diamond’s grading report.

This user and mobile-friendly tool includes numerous features, all designed to explain the unique characteristics of your diamond. Some highlights of Only My Diamond are the interactive video of your exact diamond, as well as proprietary features from AGS Laboratories that help explain how your diamond performs in different lighting environments (which is at the root of a diamond’s sparkle!)

Share the story of your diamond with your friends and family.

Watch this quick video to learn how Only My Diamond works. Then ask your jeweler for Only My Diamond from AGS Laboratories. Click here to find a trusted, AGS credentialed jeweler.

Already have an Only My Diamond report? Click here to view your report. Enter your report number and the diamond’s carat weight in the fields provided.

If you don’t have Only My Diamond, why not take it for a test drive? Click here and enter 9999805 into the AGS number field and then enter .567 for the weight.

Proposal Shaping Up? Consider these Diamond Shapes

By Donna Jolly, RJ

You met the perfect person. You both like the same food, the same music, the same guilty pleasures on Bravo. You like each other’s family and friends. Everything works. It’s just…right.

And so, you’ve come to realize: it’s time to pop THE question.

Before you start Googling the “Perfect Proposal” or looking at YouTube videos of modern day Romeos hijacking Jumbotrons at basketball games, or even tying rings to helium balloons (which fly away…with the ring), get down to the heart of the matter: the ring.

Diamond cutters are not just master craftsmen, they are magicians with a cutting wheel and they create amazingly beautiful shapes. AGS Laboratories pioneered the light performance cut grade for fancy shapes, which means between the diamond cutters and AGS Laboratories, you now have more options of beautiful diamonds to choose from.

If a traditional round brilliant diamond is too, well, traditional, consider one with a different shape. Fancy Shaped or Fancy Cut diamonds (as they are also known) are beautiful and sometimes even more affordable than the traditional round brilliant. They can also come with diamond grading reports so that you can best understand the diamond’s characteristics.

Here are four different cuts to consider when shopping for the perfect ring.

Square

Square often gets a bad rap. Teens in the 60s and 70s told their parents, “Man! You are so square,” as they stomped off to their room. But when it comes to diamonds, square cuts are a bit of a rebel. Next to round brilliant diamonds, they have plenty of sparkle. If your honey has a bit of a wild streak, go square, like this pretty piece from Ashi Diamonds, surrounded by round brilliants in rose gold.

Ashi_Offbeat

Emerald

Emerald cuts are another great alternative. Take this East/West emerald cut from Two by London. A simple halo of round diamonds and diamonds down the shank of the ring make this sparkler a winner.

Emerald Cut East West Two by London

Oval

Ovals are classic diamonds that are just a bit more cheeky than a round brilliant. They say, “I have a classic style, with a bit of an edge.” Just like this stunner from GJS USA.

GJS USA Oval Engagement Ring

Marquis

Oh Marquis, you grand ole’ cut. This shape is perfect for someone who likes glamor, glitz and loves to live OUT LOUD. Try to get over the memory of Carrie Bradshaw rejecting the marquis ring Aiden gave her. It was a different decade and it was fiction. Now check out this piece of art-for-the-finger from Supreme Jewelry. On top of all the other wonderful elements, you have to love the mix of white and rose gold!

Supreme Jewelry marquis

The right ring can be found with a little research and shopping around. One thing the right ring needs, though (besides the right person to give it to) is the right jeweler. Find the perfect jeweler here.

Emeralds and Diamonds: the perfect pair

By Donna Jolly, RJ

When you roam the hallways of the American Gem Society, it’s not unusual to see members of the team staring at images of gorgeous jewelry on their desktop. We work in this industry because we are fans of shiny, pretty things! As jewelry lovers, we can be a little fickle, month to month, as to what our favorite gemstone is.

Yes, we love diamonds. Quite a lot.

Turns out, we love May’s birthstone quite a lot, too: the emerald.

Pair an emerald and a diamond together, and we pretty much have a hard time finding the words to describe how over-the-top in love we are with that striking combination.

But let’s try. And in the process, we’ll show you some of our favorite pieces of emerald and diamond jewelry.

First, a little history on the emerald. This beautiful gemstone was mined in Egypt as early as 330 BC, but some estimate that the oldest emeralds are 2.97 billion years old. Cleopatra had a thing for emeralds. She even claimed ownership of all emerald mines in Egypt during her reign. If the queen could be around today, she would no doubt attempt to expand her reach of this green gift from the earth.

Emeralds, like diamonds, are analyzed according to the 4Cs: color, cut, clarity and carat weight. Rare emeralds are a deep green-blue, while lighter colored gems are more common—and a good choice for those looking for a more affordable alternative.

Now for the good stuff: take a look at this stunning pendant below from JB Star. Marquis shaped emeralds and diamonds surround a square-cut center diamond for a green and white starburst.

Pear Shaped emeralds and Marquite diamonds

Yael Designs is known for creating crazy beautiful colorful jewelry. Here, they show us some marquis magic, blending yellow and white diamonds with emeralds.

Emerald and and diamonds

Supreme Jewelry created this gorgeous pair of diamond chandelier earrings featuring tear-drop shaped emeralds. There is quite a lot to love here. Especially the intricate yet delicate design. Try to imagine this design with another gem in it other than emerald. Would it have the same level of vibrancy?

Emerald and Diamond Chandelier Earrings

Jewelry can represent different things: symbols of love and success, a cause for celebration, a little something extra to make you feel good. If you are in search of fine jewelry, whether it’s an emerald, diamond or another gemstone, shop with a jeweler you trust. It’s step number one in the jewelry-buying process. Find a professional, trusted American Gem Society jeweler here.  To learn more about emeralds and diamonds, click here.

Shopping for an Engagement Ring? Give ‘em a Hint!

By Catherine Jessee, The Knot

November marks the first month of proposal season, the period between November and February when up to 38 percent of couples get engaged.* With so many to-be-weds on the market for an engagement ring, buying such an important piece of jewelry can seem daunting.

To lessen that stress, more couples are involving each other in ring research and shopping, but according to The Knot, some still struggle to describe the ring they’re looking for—though they might know what they like when they see it. Aiming to demystify the process of shopping for an engagement ring, the leading wedding brand has created a new service to make it easier for couples to navigate the process of buying a ring together.

knot-hint2The tool is called Hint, and it gives users a unique opportunity to learn more about the rings they prefer and—if they so choose—to drop a hint. “Eighty percent of grooms said they got a little input from their fiancées or one of her friends or family members before purchasing the ring,” said Kellie Gould, editor in chief of The Knot. “Hint takes the anxiety out of finding the right ring and makes it even easier to drop the perfect hint to your partner.”

Not only does the service help you identify your favorite styles—a must for all jewelry lovers—but it gives you the opportunity to collaborate with friends, family, and even your partner. Simply select six engagement rings you like and the service gives you personalized feedback that includes size, shape, and color that match your taste. The service also includes a list of specific ring designers to consider, which after dropping a “hint,” makes it easier for the proposer to connect with local jewelers.

* The Knot Real Wedding Study 2015

Cut to the Chase

by John Carter, CGA, Jack Lewis Jewelers

So…I’m back! It’s been a while since I have regaled you with my gem nerd knowledge, so today I need to do a quick recap. We started off discussing color, then we went into clarity, followed up by my tales from Antwerp, Belgium. This time, we need to discuss the absolute most important aspect of any diamond: how it is cut! Because this is so important, we need to split it into a few parts just so I can hold your attention and give you the most important details.

My clarity blog ended by pointing out that the way a diamond sparkles generally has very little to do with its carat weight, its color, or its clarity. So what causes that dynamic little laser show you see in a perfectly cut diamond? I will do my best to explain.

For just over a hundred years, cutters have known how to properly proportion a diamond to maximize its sparkle. Yet without modern technology, they were forced to use nothing but mathematics to accurately decipher what angles would ensure the maximum beauty of a diamond.

Today, we can use computer programs and ray-tracing technologies to reinforce that those Belgian cutters from the previous century were almost spot-on with their equations. Think about how amazing that is! Using just mathematics, they were able to get the proportions of diamonds within fractions of a percentage point to their optimal standards. (And you never believed your teachers when they insisted math was useful.)

ray-tracing-pic-ags-credit

Over the years, I’ve had thousands of interactions with clients at our diamond counter, and while everyone is looking for something a little different, the constants that every buyer wants are the same: they want their diamond to be as big and as sparkly as possible for as little money as possible. Simple enough, but most people go about this process the wrong way (initially, at least). So it’s my job to help them see things from the proper angles (diamond cutting pun intended).

After some initial Internet research, the average diamond consumer becomes fixated on color and clarity and starts to focus most of their attention on those categories. This isn’t incorrect so much as it’s just incomplete, because it’s a little misguided to value those areas over the cut grade of the diamonds you are shopping.

Color and Clarity are important. They have to be since they’re based on rarity and because they affect the price so much. But here’s the truth that almost no diamond seller will tell you… Ready for this bombshell? Here it is: once you put that diamond on your finger, absolutely nobody will ever walk up to you and say, “Wow! That’s a really pretty 1.01ct G color VS2 clarity diamond!” Ridiculous right? Know why? Because unless the color and clarity are terrible, nobody notices those (not even your jeweler). What you, your friends, your family, and everyone else does notice about a diamond is its size and how much it sparkles. And what I’m telling you is that color and clarity have almost no influence on how much a diamond sparkles (again, unless they are lousy).

diamond-pic-ags-credit

So that brings us to the cut grade and the proportions of a diamond which, from an educational perspective, have always been the most difficult to explain because, frankly, there are so many numbers to focus on that it can be hard to know which ones to single out. Some people try. They look at the table percentage or the depth percentage and assume if they are in line, then the rest must be as well. But this is not always the case.

For generations, the diamond industry has known that the cut grade is the most important factor in describing a diamond’s beauty, but they struggled for decades to explain why. In fact, this is such a complicated topic that universally-accepted grading standards for Cut didn’t make it into the marketplace until nearly 40 years after the accepted nomenclature for color and clarity were instituted.

It was in 2005 that the AGS Laboratories from American Gem Society (AGS) became the first diamond grading laboratory to bring clear standards to an otherwise fuzzy conversation. They accomplished this by basing their cut grading on both 3-dimensional modeling and on the actual appearance of the diamond. While other laboratories have since followed suit with systems of their own, I have always been a believer that the AGS system is the most thorough and reliable.

Stars and Diamonds Sparkle at the 2016 Emmy® Awards

Every awards show brings out the most glamorous people, wearing the most incredible fashions, adorned in the most sparkling jewels. This year’s 68th Emmy Awards was dripping with diamonds, which goes to show that diamonds continue to be the trend on the red carpet.

Scroll down to see Hollywood’s hottest wearing designs from a few American Gem Society (AGS) members!

Forevermark
Actresses Sophia Turner, Claire Danes, and Tatiana Maslany
wore timeless designs featuring Forevermark diamonds.

forevermark

 

Hearts On Fire
Niecy Nash is on fire wearing several Hearts On Fire bracelets.

hof

 

Harry Kotlar
Ariel Winter wore a magnificent Harry Kotlar diamond ring.

harrykotlar

 

Underwood’s Fine Jewelers
Natalie Morales is wearing their natural, multi-colored diamond bracelet.

underwoods

You certainly don’t have to appear on the small—or big screen—in order to wear diamonds! Visit an AGS jeweler near you and they will help you find that perfect diamond. Be sure to ask your jeweler for an AGS Laboratories Diamond Grading Report. Accept no substitutes—buy your diamond with confidence!