Tips from Jewelers Mutual: Ring Appraisal—What You Need to Know for Insurance

Jeweler looking at the ring through microscope in a workshop.

When it comes to receiving a ring—whether you are newly engaged, celebrating a birthday, toasting an anniversary, or treasuring an heirloom—you’re probably not thinking about insurance.

When you procure something so precious, for peace of mind, you should consider protecting it. An important step to insuring your ring is to have it appraised.

In the following article, Jewelers Mutual Insurance Company covers the most common misconceptions of ring appraisal, tips for getting a good appraisal, and why they are so important. Click here to read more.

Only My Diamond™ Makes Understanding the 4Cs Simple

Hearts On Fire

“Liliana” halo engagement ring by Hearts On Fire.

When you are making a diamond purchase, you want to know the story of the diamond, right? The more you know, the easier it is to make an informed decision.

That’s where a diamond grading report comes in. It’s just what it says it is: a report that grades the various qualities of diamonds.

AGS Laboratories Diamond Grading Reports take that analysis to the next level with Only My Diamond.

Only My Diamond is a mobile-friendly tool that provides an easy, quick and interactive way to understand a diamond’s grading report.

This user and mobile-friendly tool includes numerous features, all designed to explain the unique characteristics of your diamond. Some highlights of Only My Diamond are the interactive video of your exact diamond, as well as proprietary features from AGS Laboratories that help explain how your diamond performs in different lighting environments (which is at the root of a diamond’s sparkle!)

Share the story of your diamond with your friends and family.

Watch this quick video to learn how Only My Diamond works. Then ask your jeweler for Only My Diamond from AGS Laboratories. Click here to find a trusted, AGS credentialed jeweler.

Already have an Only My Diamond report? Click here to view your report. Enter your report number and the diamond’s carat weight in the fields provided.

If you don’t have Only My Diamond, why not take it for a test drive? Click here and enter 9999805 into the AGS number field and then enter .567 for the weight.

Tips from Jewelers Mutual: When and How to Make a Ring Smaller Without Resizing

Diamond Ring

To resize or not to resize, that is the question. Our bodies do go through occasional changes, whether it’s due to the weather or other circumstances. But should you rush out to get your ring resized?

Jewelers Mutual Insurance Company shares some great advice on temporary solutions in their latest blog, When and How to Make a Ring Smaller Without Resizing.

Proposal Shaping Up? Consider these Diamond Shapes

By Donna Jolly, RJ

You met the perfect person. You both like the same food, the same music, the same guilty pleasures on Bravo. You like each other’s family and friends. Everything works. It’s just…right.

And so, you’ve come to realize: it’s time to pop THE question.

Before you start Googling the “Perfect Proposal” or looking at YouTube videos of modern day Romeos hijacking Jumbotrons at basketball games, or even tying rings to helium balloons (which fly away…with the ring), get down to the heart of the matter: the ring.

Diamond cutters are not just master craftsmen, they are magicians with a cutting wheel and they create amazingly beautiful shapes. AGS Laboratories pioneered the light performance cut grade for fancy shapes, which means between the diamond cutters and AGS Laboratories, you now have more options of beautiful diamonds to choose from.

If a traditional round brilliant diamond is too, well, traditional, consider one with a different shape. Fancy Shaped or Fancy Cut diamonds (as they are also known) are beautiful and sometimes even more affordable than the traditional round brilliant. They can also come with diamond grading reports so that you can best understand the diamond’s characteristics.

Here are four different cuts to consider when shopping for the perfect ring.

Square

Square often gets a bad rap. Teens in the 60s and 70s told their parents, “Man! You are so square,” as they stomped off to their room. But when it comes to diamonds, square cuts are a bit of a rebel. Next to round brilliant diamonds, they have plenty of sparkle. If your honey has a bit of a wild streak, go square, like this pretty piece from Ashi Diamonds, surrounded by round brilliants in rose gold.

Ashi_Offbeat

Emerald

Emerald cuts are another great alternative. Take this East/West emerald cut from Two by London. A simple halo of round diamonds and diamonds down the shank of the ring make this sparkler a winner.

Emerald Cut East West Two by London

Oval

Ovals are classic diamonds that are just a bit more cheeky than a round brilliant. They say, “I have a classic style, with a bit of an edge.” Just like this stunner from GJS USA.

GJS USA Oval Engagement Ring

Marquis

Oh Marquis, you grand ole’ cut. This shape is perfect for someone who likes glamor, glitz and loves to live OUT LOUD. Try to get over the memory of Carrie Bradshaw rejecting the marquis ring Aiden gave her. It was a different decade and it was fiction. Now check out this piece of art-for-the-finger from Supreme Jewelry. On top of all the other wonderful elements, you have to love the mix of white and rose gold!

Supreme Jewelry marquis

The right ring can be found with a little research and shopping around. One thing the right ring needs, though (besides the right person to give it to) is the right jeweler. Find the perfect jeweler here.

Emeralds and Diamonds: the perfect pair

By Donna Jolly, RJ

When you roam the hallways of the American Gem Society, it’s not unusual to see members of the team staring at images of gorgeous jewelry on their desktop. We work in this industry because we are fans of shiny, pretty things! As jewelry lovers, we can be a little fickle, month to month, as to what our favorite gemstone is.

Yes, we love diamonds. Quite a lot.

Turns out, we love May’s birthstone quite a lot, too: the emerald.

Pair an emerald and a diamond together, and we pretty much have a hard time finding the words to describe how over-the-top in love we are with that striking combination.

But let’s try. And in the process, we’ll show you some of our favorite pieces of emerald and diamond jewelry.

First, a little history on the emerald. This beautiful gemstone was mined in Egypt as early as 330 BC, but some estimate that the oldest emeralds are 2.97 billion years old. Cleopatra had a thing for emeralds. She even claimed ownership of all emerald mines in Egypt during her reign. If the queen could be around today, she would no doubt attempt to expand her reach of this green gift from the earth.

Emeralds, like diamonds, are analyzed according to the 4Cs: color, cut, clarity and carat weight. Rare emeralds are a deep green-blue, while lighter colored gems are more common—and a good choice for those looking for a more affordable alternative.

Now for the good stuff: take a look at this stunning pendant below from JB Star. Marquis shaped emeralds and diamonds surround a square-cut center diamond for a green and white starburst.

Pear Shaped emeralds and Marquite diamonds

Yael Designs is known for creating crazy beautiful colorful jewelry. Here, they show us some marquis magic, blending yellow and white diamonds with emeralds.

Emerald and and diamonds

Supreme Jewelry created this gorgeous pair of diamond chandelier earrings featuring tear-drop shaped emeralds. There is quite a lot to love here. Especially the intricate yet delicate design. Try to imagine this design with another gem in it other than emerald. Would it have the same level of vibrancy?

Emerald and Diamond Chandelier Earrings

Jewelry can represent different things: symbols of love and success, a cause for celebration, a little something extra to make you feel good. If you are in search of fine jewelry, whether it’s an emerald, diamond or another gemstone, shop with a jeweler you trust. It’s step number one in the jewelry-buying process. Find a professional, trusted American Gem Society jeweler here.  To learn more about emeralds and diamonds, click here.

Looking at Diamonds in a Different Light

Diamonds have been celebrated for centuries as a symbol of love and status and have been revered throughout the centuries. No wonder there are literally volumes of references to diamonds in fiction and historical tomes.

Though April is in our rearview mirror, we just can’t quite let go of our favorite gem, and in thinking about our obsession, three thoughts struck us that show how special diamonds really are:

Diamonds are the result of both nature and man. They come from the earth, but diamond cutters, who are skilled artisans, turn diamond rough into beautiful works of art.

Case in point: this masterpiece from Forevermark.

solitaire

Diamonds and plants both need light. Plants need light to live. In a way, so do diamonds. The way light travels through a diamond creates sparkle. A well-cut diamond will have more sparkle than one that is poorly cut. Gemologists often refer to this sparkle as “life.”

A well-cut diamond shimmers with life; that because of the light being returned to the eye! Did you know that cut affects the value of a diamond by as much as 50%? A well-cut diamond will appear larger than one of similar size that is not as finely cut.

This well-cut beauty from Carizza also doubles as a show-stopper!

emerald cut

Diamonds can be a symbol of love, status and even purity . . . they are also a symbol of strength: A diamond forms under tremendous heat and pressure, just like human character! It takes billions of years to form a diamond, and while humans don’t have that luxury of forever, we grow and learn from life’s challenges. It’s no wonder that people celebrate their special moments with diamonds. Diamonds are also the most durable of gems, and measure 10 on the Mohs scale of mineral hardness.

Star Gems demonstrates that while a diamond may be tough, the right design can be soft and downright feminine.

marquis

Ask your American Gem Society jeweler to help you find the perfect diamond. Remember, something as rare and precious as a diamond deserves a report from a well-respected diamond grading laboratory. Ask for one from AGS Laboratories, a nonprofit diamond lab created with the AGS mission of consumer protection and the highest standards of grading. Search for an American Gem Society jeweler near you by clicking here.

Tips from Jewelers Mutual: An Illustrated Guide to Engagement Ring Insurance

wedding engagement with diamond ring

Why should you insure your engagement ring? Doesn’t homeowners insurance—or the jewelry store’s warranty—cover it? Who has the time to figure all of this out?

Jewelers Mutual Insurance Company—with the help of Wedding Inspirasi—created an excellent infographic to help break down what’s covered with specialized jewelry insurance in comparison to other options.

Wouldn’t it be wonderful if all the complex information in our lives were broken down into one user-friendly image?

Learn more by reading Jewelers Mutual’s blog, An Illustrated Guide to Engagement Ring Insurance.