Tips from Jewelers Mutual: The One Thing Your Homeowners Insurance Won’t Cover

Just Married Couple Hugging Standing Outside Their New House

Did you know that typical homeowners or renters policies often do not provide effective coverage for your jewelry? They’ll protect what most policies cover, which is theft or fire, but the coverage limit is likely not enough to fully cover the cost to repair or replace one piece of fine jewelry if you need to. What about other occurrences that may happen while you’re at home, like dropping a diamond earring down the drain or chipping a gemstone on a countertop?

Jewelers Mutual Insurance Group discusses the limits of a homeowners insurance policy and how best to protect your jewelry in their blog, The One Thing Your Homeowners Insurance Won’t Cover.

The Heart of Oklahoma Diamond

American Gem Society (AGS) member, Harry Kotlar, has a lot to celebrate as 2019 comes to a close.

Harry Kotlar was honored to have award-winning, country-western superstar and Oklahoma native, Carrie Underwood, debut their Heart of Oklahoma ring at the 2019 Country Music Association (CMA) Awards in Nashville, Tennessee.

53rd Annual CMA Awards, Show, Bridgestone Arena, Nashville, USA - 13 Nov 2019

Carrie Underwood (center) wears the Heart of Oklahoma yellow diamond ring at the CMA Awards. Pictured beside Ms. Underwood are award-winning performers, Reba McEntire (left) and Dolly Parton (right).

The 18.92 carat Heart of Oklahoma, a flawless, fancy intense yellow diamond, was commissioned by BC Clark Jewelers, located in Oklahoma City, to showcase the heritage of Oklahoma. The yellow diamond symbolizes the intense and colorful sunsets that stretch for miles over the Oklahoma plains.

Next, the Heart of Oklahoma ring made its way from the CMA Awards to BC Clark Jewelers for the official, invitation-only unveiling. Guests were given a behind-the-scenes look at the design process of the stunning ring, as well as the chance to create their own Harry Kotlar pieces with a Harry Kotlar illustrator on site.

 

three-minute film highlighting the romance of creating the masterpiece accompanied the unveiling. The film shows the closely-guarded techniques of Harry Kotlar’s master artisans as well as Oklahoma’s history and BC Clark’s journey.

If you’d like to see some of Harry Kotlar’s hand-crafted designs, contact an AGS jeweler. Visit ags.org/findajeweler to find one near you.

 

Three Jewelry Gift Ideas

Finding the right gift for the holidays can be a little overwhelming, so here are three jewelry gift ideas that a special person on your list will adore!

Hoop Earrings

 

Bracelets

 

Pendant Necklace

 

Search for an American Gem Society jeweler near you at ags.org/findajeweler.

Classic Blue: Pantone’s 2020 Color of the Year

By Isabelle Corvin, CG, Staff Gemologist at Panowicz Jewelers

Pantone Classic Blue SwatchAre you ready for 2020?

This isn’t just a New Year. It’s a new decade.

And a very futuristic sounding one!

The Pantone Institute of Color is ready to look to the future, and recently announced their color of the year for 2020.

Classic Blue (19-4052) is a primary color that Pantone says is reminiscent of the sky at dusk.

The hue is deserving of the title “classic” as it is a shade of blue that is the quintessential blue color, unmarred by undercurrents of violet or green. It is a little lighter than navy, but not as saturated as cobalt.

Blue is a favorite color for many people and has always been associated with feelings of calm and serenity. It is also a color of loyalty, intellect, and thoughtfulness.

The sky and the ocean, the truest embodiments of the blue we see in the natural world, remind us that possibilities are endless, and to slow down and enjoy life.

Pantone seems to agree, stating that this is a stable, dependable hue. A foundation for stepping into a new year.

Blue pigments and dyes can be difficult to create, leading to patience and time-tested methods to produce the finest of colors.

In many ancient cultures, blue coloring for clothes and paint was made using crushed gemstones such as lapis lazuli and azurite. Due to the nature of materials needed, and the skill in which it took to craft these pigments, blue was often a color reserved for those of high status.

As for gemstones, the first stone to come to mind with this steady blue hue would be sapphire; the purest example of sapphire, with just the right amount of darkness to make it rich in color.

Omi - Sapphire and diamond

Sapphire and diamond ring by Omi Privé.

Sapphires are deserving of the title “classic” as well, having been the premier blue gemstone since antiquity. Symbolically, sapphires are said to be a stone of truth, faithfulness, and sincerity, reflecting the principals of Pantone’s color for 2020 very well.

Lapis lazuli and London blue topaz, although darker, are complementary colors sharing similar traits.

LikaBehar - Lapis Lazuli

Lapis lazuli “Pompei” pendant, by Lika Behar Collection.

Goshwara - London Blue Topaz

“Gossip” London blue topaz and diamond bracelet, by Goshwara.

Classic Blue pairs well with yellow and white metals, leading to a fine example of the two-tone trends already seen in the jewelry industry. The blue color is definitive enough to lead to many design choices and could be accented by warm or other cool tone gemstones.

The possibilities of this color in fashion are endless, as are the possibilities in this new decade we step into.

Blue is a color that calms and stimulates the mind. This appealing shade furthers this notion by providing a standard hue that everyone can relish.

It is bold without being overpowering, subtle without being lost, and enhances other colors without overshadowing them.

Classic Blue is sure to cause a bit of nostalgia in some, and hopefully a splash of new ideas and creative endeavors in all.

2020 is right around the corner.

The start of a new decade.

The start of the future.

Take a deep breath, grasp that Classic Blue vibe and step into your tomorrow.

Jewelry images by American Gem Society (AGS) members. Visit ags.org/findajeweler to find an AGS jeweler near you.


isabelle

Isabelle Corvin is an AGS Certified Gemologist (CG) who is the Staff Gemologist at Panowicz Jewelers. Since she was 14-years-old, she knew she wanted to be a gemologist. Ms. Corvin also writes for Panowicz Jewelers’ blog.

Make the Season Bright With Tanzanite

Sleighbells ring, are you listening?
December’s birthstone, pretty and glistening
A beautiful sight
Blue tanzanite
Sparkling in a winter wonderland

Tanzanite is the primary birthstone for December, along with zircon and turquoise. Found only in Tanzania, it is also the gemstone for a 24th wedding anniversary. If you’ve made it to 24 years of marriage, you definitely deserve the gift of tanzanite!

If it’s not your birthstone or an anniversary gift, tanzanite still makes a perfect present for the holidays. Being blue never looked so good.

 

Are you feeling tantalized by tanzanite? Visit an American Gem Society (AGS) jeweler and they’ll help you find tanzanite and other fine jewelry gifts for the holidays!

 

Spotlight on Lika Behar Collection

It’s November, so let’s talk all things topaz and Turkey. We’re referring to the country, not the bird.

Growing up in Istanbul, Lika Behar collected rocks from the terrain as well as beads and semiprecious stones from the shopping bazaars of her homeland. So, it’s no surprise she grew up to design jewelry that’s rich with color, textures that are rough and glassy, and all put together in a wild hive of metals and gemstones.

“When I see beautiful, original, and often organically-shaped gemstones, the design process in my mind begins,” says Lika. Those three words—beautiful, original, organic—perfectly describe her pieces, whether straightforward in their simplicity or one-of-a-kind art pieces.

Lika’s Mediterranean influence is evident not only in the colors of gemstones but also in her work with 24-karat gold.  Both hammered and smooth, this luscious gold is perfect on its own and equally stunning as a complementary setting for other metals and gems.

In celebration of the month, here’s November’s birthstone, topaz, à la Lika.

Rough Stuff

Lika may not have coined the phrase “diamond in the rough,” but she certainly mastered it.

earrings

22K Hoop Earrings with Fancy Cut and Melee Diamonds

It’s Hammer Time, for bracelets. You can touch this.

bracelet1

24K Hammered Fusion Gold and Silver Open Cuff

Are your ears ringing?  They should be earring-ing, that is, with Lika’s oxidized silver, gold, and diamond beauties.

Mediterranean Color Blast

With Lika’s Turkish pedigree, the expectation for color is great—and she does not disappoint.  Fasten your seat belts.

 

There’s much more beauty to see at www.likabehar.com. If you’d like to see Lika’s beautiful designs in person, ask an American Gem Society (AGS) jeweler near you: www.ags.org/findajeweler.

Got Chocolate?

We are in love with Chocolate Diamonds® from American Gem Society (AGS) member Le Vian. They’re sweet, so deliciously pretty, and ready to make your significant other swoon this holiday season. Now is the time to get your game on and find that special gift for your special someone. Your trusted AGS member jeweler can help with your selection on any budget. Let’s dip into this box of chocolates!

What’s a Chocolate Diamond®?

Chocolate Diamonds® are some of the rarest diamonds in the world yet remain affordable. Because they are only sold by Le Vian®, Chocolate Diamonds® are all set in original designs unique to Le Vian®.

Here’s the inside story on this fascinating and dazzling diamond.

The diamond’s rich color is born of three elements—hue, tone, and saturation—and the millions of possible combinations create each diamond’s individual color and brilliance. So, when you get a one-carat Chocolate Diamond®, all these variations make your diamond one-of-a-kind.

Know what’s great about a bracelet? Everything.

This sublime combination of chocolate and vanilla is delicious—and chic.

ChocVanilla-bracelet

14K Honey Gold™ Bangle with Chocolate Diamonds® 6 cts., Vanilla Diamonds® 1 cts.

Sometimes we like our chocolate with a little topping. So pour on the 14K Strawberry Gold® for this deco-inspired geometric beauty.

ArtDeco-bracelet

14K Strawberry Gold® Bracelet with Chocolate Diamonds® 7 3/4 cts., Vanilla Diamonds® 2 5/8 cts.

These superpower sparklers will please any superwoman. Sparkle, baby, sparkle!

earrings

14K Strawberry Gold® Earrings with Nude Diamonds™ 1 cts., Chocolate Diamonds® 5/8 cts., Black Diamonds 3/8 cts.

If either chocolate or brown diamonds are on your holiday gift list, visit an AGS jeweler. You can find one near you at ags.org/findajeweler. Make sure you ask them for an AGS Laboratories Colored Diamond Document to go with your purchase!