Four Holiday Shopping Tips

Trying on ring at jewelry store

Tips on Buying Jewelry This Holiday Season

With the holiday shopping season here, the American Gem Society (AGS) has been receiving questions from shoppers seeking jewelry buying tips and secrets. We thought we would answer a few of our most frequently asked questions to help ease the pressure off this hectic season.

“How do I know if I’m getting a good deal?”

Trust your jeweler. Do your research, read reviews of their store, ask friends and shop with a credentialed jeweler. We take great efforts to vet all of our members, to make sure that they continue their gemological education and that they adhere to the AGS standards of ethics and integrity.

Click here to learn more about the importance of shopping with a credentialed AGS jeweler.

To find an AGS member jeweler near you, visit americangemsociety.org/findajeweler.

“Before I buy gems that have been altered to enhance their appearance, is there anything I need to know?”

Make sure that the piece comes with the proper disclosures and that you understand how to care for the gemstones. Ask your jeweler if the treatments are permanent. For example, fracture-filled diamonds can have their filling damaged by an ultrasonic cleaner or steam cleaning. Some irradiated stones are susceptible to color change with high heats such as that from a jeweler’s torch.

“What advice do you have when shopping for diamonds?”

Ask for a diamond that comes with an independent diamond grading report, specifically, an AGS Laboratories diamond grading report. AGS Laboratories is a nonprofit lab created with a mission of consumer protection.

A diamond grading report from AGS Laboratories offers a simple, straightforward, and intuitive 0-10 scale and provides all the information you need to be comfortable with your diamond-buying decision.  Visit americangemsociety.org/agsdiamondgrading to learn more.

“When should I get an appraisal?” 

There are different kinds of appraisals for different purposes. The most common reason for an appraisal is to obtain insurance to ensure a replacement of equal quality and value in the event of damage or loss.

For this purpose, either an Insurance Replacement Appraisal or Statement of Replacement Cost should be requested. The Insurance Replacement Appraisal represents the retail replacement cost with a comparable item.

The Statement of Replacement Cost is provided by the actual seller of the item of jewelry and will report the actual selling price based on the normal selling price of that item in that particular store. In general, you want to get your appraisal updated every two years, or if you have a significant life change, like a change of address. Of course, the best reason to get an appraisal is if the piece has significant meaning to you.

To find an AGS-credentialed appraiser near you, visit americangemsociety.org/findanappraiser.

If you have more questions, you can reach out to any AGS member jeweler or AGS-credentialed appraiser, and they’ll be happy to assist you. The American Gem Society wishes you a very happy holiday season, full of sparkle and wonderful surprises!

The Beauty of a Brown Diamond

Did you know that brown diamonds show more flashes of colored light than “colorless” diamonds?

If you are in the market for brown diamonds, be sure to ask your jeweler for an AGS Laboratories Colored Diamond Document. It’s a grading report that presents the technical aspects and nuances of colored diamond grading to jewelry buyers with easy-to-understand verbiage and graphics.

Brown diamonds will no longer be described simply as “a brown diamond,” but will be communicated visually, highlighting the nuances within the diamond’s color. For example, a diamond with even distribution of brown throughout and hints of orange, could be described as a deep, rich, brown diamond with moderate orange accents.

Click the image below to view the Colored Diamond Document.

AGSL-CDD

“Brown diamonds are beautiful and are an alternative choice to the more traditional colorless diamonds. They are also trending as an affordable choice for fine jewelry,” said Jason Quick, Laboratory Director at AGS Laboratories. “We recognized a growing need in the market and decided to create a tool that will truly enhance consumers’ buying experience.”

AGS Laboratories encourages jewelry buyers who are shopping for diamonds to always ask for a diamond grading report from an independent third-party laboratory so that they can better understand the quality of the diamond they are buying. To find an American Gem Society retailer, visit americangemsociety.org/findajeweler.

To learn more about AGS Laboratories Colored Diamond Document, visit agslab.com/browndiamonds.

Here are a few designs we love from members of the American Gem Society that feature brown diamonds.

Tips from Jewelers Mutual: How to File a Jewelry Insurance Claim

vintage jewelry

Losing an expensive or priceless item, like an engagement ring or family heirloom, is heartbreaking. Having the item insured does not bring it back, but it gives us peace of mind knowing we’re financially covered for the loss.

If your fine jewelry is insured with Jewelers Mutual Insurance Group, they offer a step-by-step guide on how to file a claim. Click here to learn more!

Choose it for Love. Buy it From a Titleholder.

By Alethea Inns, CGA,
Director of Gemology and Education, American Gem Society

Buying jewelry can be intimidating—it’s a bit like buying a home. It’s a big purchase and you need help from qualified professionals—that you trust—to close the deal. And it’s an emotional purchase; it can represent a big life change.

This is experience talking. I recently bought my first house. It was scary. How was I supposed to spend so much money on something that was so unknown? I had the comps, knew the area, knew the specs of the house and all the data and statistics. But that wasn’t enough. How did I know if there weren’t issues that I couldn’t see? What if the foundation was cracked, or there was mold behind the walls? What if there was a weird smell no one knew the cause of?

That’s why I brought in the experts. I had an amazing real estate agent who knew the area and even researched the owners. I had an appraiser that was ethical who refused to raise the appraised value of the house beyond what he thought was fair. I had an inspector who I trusted to come in and point out every little issue that could be a problem later on.

These professionals were people that I trusted. I knew they had their professional credentials and licenses. They were experts in their fields and most importantly, upheld standards of practice.

This is the exact same reason why you need an American Gem Society (AGS) jeweler when making a jewelry purchase.

AGSTitles

These jewelers are AGS titleholders, which means they are professionals who have pre-requisite gemological or jewelry industry education, verified by the AGS, and then tested by the AGS in their proficiency to grade diamonds. Not only that, they are required to write a Recertification Exam every year to ensure they are up-to-date on the most recent developments in the jewelry industry. If they do not take the annual exam, they cannot maintain their title.

More than being knowledgeable, AGS titleholders are also required to sign an ethics agreement every year and are required to uphold the AGS standards for protecting you, the customer, every day, and in every interaction.

Why shop with an AGS jeweler?

For the same reason you see a certified professional accountant (CPA) to do your taxes, or a doctor that not only has a medical degree, but has their board certification, or the reason you rely on experts with any major purchase, investment, or life event.

An AGS jeweler is there to protect you, their customer. They are there to give you the information you need to make an informed buying decision. Yes, they are there to sell you jewelry, but more than that, they are there to share their passion for jewelry and help you celebrate the moments and reason you walked into their store in the first place.

Ask your jeweler, “Are you an AGS jeweler?” If not, find one that is.

As a credentialed gemologist, Alethea has some favorite gemstones, although it’s not easy to narrow the list down to just a few. Click below to get a closer look at these beautiful gems!

Quote-worthy Jewelry

We often share beautiful images of  American Gem Society members’ jewelry. Today, we wanted to take that a step further and give you a sneak peek into their passion for jewelry, the symbolism it represents, and the way it makes them feel. In some cases, we just wanted to give you a glimpse of their humor, with jewelry as their much-adored punchline.

To achieve all that, we asked these five members to give us a quote about jewelry, along with an image of one of their favorite pieces. Enjoy!

paula Crevoshay

Opal brooch from Paula Crevoshay.

 

Spinel pendant from Sharon Wei Designs

Pink tourmaline pendant from Sharon Wei Designs.

 

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Moonstone, sapphire, and diamond ring from Omi Privé.

 

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Custom-designed ring from Michaels Jewelers.

 

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Diamond engagement ring by Tacori.

To find some jewelry inspiration of your own, visit your local American Gem Society (AGS) jeweler. Ask your AGS jeweler if they have a personal saying or a favorite quote about jewelry! You can ask them to show you one of the above pieces or something that inspires you and your imagination. Visit ags.org/findajeweler.

Setting our Sights on Sapphires

By Robin Skibicki

As we change our calendars to September, our sights are set on cooler weather, and on sapphires!

Sapphires are known for their beautiful blue hue, but they can also be found in a variety of pinks, yellows, and oranges, even peach, green, and violet colors. These colors are referred to as fancy sapphire.

One of the most sought-after fancy sapphires is the padparadscha. Its pink-orange coloration can be compared to that of a tropical sunset. Princess Eugenie, a cousin to Princes William and Harry, received an oval cut padparadscha sapphire ring for her engagement, bringing this rare gemstone into the limelight.

Omi-sapphire

Padparadscha sapphire and diamond ring by Omi Privé. This ring is the AGTA 2018 Spectrum Award Winner.

Sapphires can also display the celestial-like optical phenomena, asterism, adding the name “star” to this type of sapphire.

Suna-PinkStarSapphire-loose

Pink star sapphire cut en cabochon, by Suna Bros.

September babies are lucky to have a birthstone that comes in a variety of colors! Below are a few images from American Gem Society (AGS) members that showcase the chromatically-gifted sapphire. To find an AGS-credentialed jeweler near you, click here!

Jewelers Mutual Presents: Your Birthstone Guide

JM-birthstone-guide

There’s something about birthstones that creates fascination, whether the focus is on their history and lore, or the emotional connection an individual may have with their birth month’s gem(s). In fact, the most searched topic on the American Gem Society website is “birthstones.”

Jewelers Mutual Insurance Group, in collaboration with the American Gem Society, has created a handy, go-to guide for birthstones. The guide features interesting facts about each birthstone and how to care for them. Click here to learn more!